* The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Oops! Indeed Featured review. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. She is the founder and owner of GeekTravelGuide.net, a travel, technology, and entertainment website. We also ensure all reviews are published without moderation. While Payactiv touts no minimum card balance requirement, no activation fees and no monthly maintenance fees, there may be other fees depending on how you get and use your cash. Hi Jennifer,Please accept our sincerest apologies for all the inconvenience that you had to face. We spend all day researching the ever changing landscape of HR and recruiting software. Otherwise, it charges these two types of fees: When you request an advance, Payactiv can send the money to your bank account, debit card or a Walmart Money Center. We always try our best to do our job well, and your kind words make it all worthwhile. We always try our best to do our job well and your kind words make it all worthwhile. payactiv.com Review - Scam Detector. One of our representatives will be reaching out to you shortly to assist you. 60% of employees would recommend working at payactiv to a friend and 61% have a positive outlook for the business. J.P. Morgan Wealth Management Review: Plans Tailored to Your Financial Goals, Dosh Review 2023: Getting You the Most Back on Your Purchases. One of our representatives will be reaching out to you shortly to assist you. Daily pay is a really good app way better then this crap they call an app. Head to our FAQ page for answers to common questions regarding Payactiv services. Payactiv pay advance app isn't available on Finder right now. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Have a blessed day. There are two levels to consider in examining the safety and security features of PayActiv: protection of your money and protection of your financial information. We always try our best to do our job well, and your kind words make it all worthwhile. Their customer representative dont know anything. It works with existing systems and theres no cost to the business in offering Payactiv services as an employee benefit. If you have Payactiv from work, you will see hours worked and your current earnings in the app and you can transfer the accessible amount to your bank, card or get as cash. Anna earned an Expert Contributor in Finance badge from review site Best Company in 2020. Verification can help ensure real people write reviews about real companies. You can receive an advance as high as 50% of the wages youve already earned sometimes at no cost. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. With low fees and no interest charges, plus robust features that help you manage your money, PayActiv can help you take better control of your financial future. World's #1 Fraud. :). If you're ready to get a Payactiv demo, we suggest getting in touch for a look at the product and quote. The app is high-rated on the App Store and Google Play store. Find and reach Payactiv SDS-IT's employees by department, seniority, title, and much more. Payactiv, previously known as Earned Wage Access (EWA), is a Public Benefit Corporation and Certified B-Corp that aims to bring financial security to lower-income hourly workers by providing them with on-demand, real-time access to their earned wages. Many employees have reported that they were unable to withdraw their earned wages despite their employer updating their hours in the system. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. Complaints Complaints PayActiv, Inc. Financial Services View Business profile Customer Complaints Summary Business's Response Rate: 100% Why is this important? PayActiv is best for workers whose employers are already using the service, as it is a free and easy way to spend your pay as you earn it, without waiting for your next paycheck. I will never use this card again and I will tell everyone I know to never get one. Have a wonderful day ahead! Have a blessed day. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Anyways 5/5 for Davis M! In this era when so many consumers are looking for fee-free banking, many also expect other financial services to come without fees or interest charges. :). See this Kraken review to learn the pros and cons of Kraken. Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. It takes a holistic approach to improving financial wellness and employee satisfaction. Hey! The Dave mobile banking app is another app that allows cash advances of up to $500 with no credit check required, no interest charges and no late fees. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. :), I have been calling trying to chat an leaving emails no response every pay period you all put the hours in right before you can't access funds 5 days before time goes in we can't access funds that's when you all add the hours to give us access but we can't get any money no response to not even chats I called an got hung up on this is day 3 sad. You can also easily lock lost or stolen cards. PayActiv advances wages that workers have accrued but haven't yet received. Let alone ask you "how can you be getting a refund that is over a year old doesn't make sense to them how is that possible" then got hung up on. Or if I brought up my case number, they would stop replying and end the chat/call. PayActiv achieves high marks in both areas. :), Zachery Marshall has amazing customer service! PayActiv is the first Early Wage Access program approved by the CFPB and is used by many employers across the U.S., including Walmart, Uber, Pizza Hut, Subway and Neiman Marcus. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. If youre struggling to attract and retain talent, revamping your employee benefits package is a great place to start Employers winning the war 2023 Payactiv, Inc. All Rights Reserved. Payactiv integrates with leading HCM, Payroll, and T&A providers, including ADP, Paychex, UKG, Workday, SAP, and Paycor. We're looking into your account. Their customer support team is available via live chat and call 24/7.. He did everything that others couldn't, get me my money and not once did he tell me to wait a few hours or wait another 24. He was helpful well mannered and really focused on getting my new card to me as quickly as possible. We update our data regularly, but information can change between updates. That's why we provide features like your Approval Odds and savings estimates. What Users Can Expect Online market research communityPoints earned for taking surveys or other tasksRedemption options include cash or gift cardsTwo options for participation: SJ Opinion and SJ Pulse With the Venmo credit card, you can get cash back or use your rewards to buy crypto. Depending on the transfer mode, each transaction can cost the employee between $1 and $2.99. Payday loans, installment loans and auto title loans come with high rates and fees which can trap you in a cycle of debt. Money is available immediately. Told me of 2 offers I haven't received after being w u a yr. Amazing attitude and you should have him cross train other operators. Just spoke with Davis M. He fixed my issue in less than 5 minutes and was very courteous! Have a wonderful day ahead! Ive wrote a review before and I went back and Changed it but this time Im sticking to my review worse company ever no one helps you you cant access your earnings when you need them everyone is rude as hell when trying to figure out why the app is not updating Ive talk to 6 different people in 2 weeks and everyone says Aw wait 24 to 48 hours NO ONE HELPS unless you write a review its ridiculous I mean its really false advertisement because you are not able to access your money when you need it even if you work all your hours.I have screenshots of every person Ive talk to even the ones that open the chat ask what they can help you with them never respond again or close out the chat smh but thats how they do business. I had a big issue n called for days. Have a blessed day. One of our representatives will be reaching out to you shortly. he is a great agent and payactiv needs to give the man a raise cause he is awesome. Just send an email to support@payactiv.com. To many glitches, and its a nightmare having to deal with customer service! And its only free if you sign up for direct deposit to a Payactiv Visa Payroll Card. Have a blessed day. Anyone can write a Trustpilot review. As a proud B Corp, Payactiv holds itself to the highest verified standards of transparency and accountability. Have a blessed day. With fees no higher than $5 a month, Payactiv is a lot less expensive than overdrafting your bank account, getting a credit card cash advance or taking out a payday loan. This could put you at risk of getting caught in a cycle of debt. App Store is a service mark of Apple Inc. Shout-out to Ronnie O'Connor for helping me resolve my issues with my lost card. She was very polite and kind. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. When comparing offers or services, verify relevant information with the institution or provider's site. How many times can you use PayActiv in a pay period? Have a blessed day. These apps offer advances on your wages to help avoid overdraft fees and expensive short-term loans. Advice to Management It's worth noting that this service could cost you $1 a day, but it's capped at $5 a pay period. Have a blessed day. Everybody! We're available 24/7/365. But to get the most benefits, you need to have sign up for direct deposit to a Payactiv card. All Rights Reserved. Employees will have to pay between $1 and $2.99 every time they withdraw money from their earned wages., Users have reported that they are extremely disappointed with Payactiv's customer support as representatives either do not respond on time or don't fix the issue quickly.. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. This includes the following features: While some customers are genuinely happy with how easy and inexpensive Payactiv is compared to other cash advance apps, many complain about technical bugs and a lack of customer support when the app malfunctions. Dont use Payactiv. 243 total. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. lawanda moore. Agent after agent kept telling me to wait an additional 24 hours. He was very knowledgeable and suggested the best way to access my money the fastest way possible. We'd like to turn this around and resolve your issue ASAP. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. We always try our best to do our job well, and your kind words make it all worthwhile. If I have any future issues, I know I will be taken care of. Have a blessed day. Its compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). Alan Davis is one of the best Representatives this company has. while there was some slight communication issues between the rep and I after explaining my situation properly, Jay M handled the issue extremely quickly and professionally. Hi William,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. Always & foreithe best! Payactiv is a popular paycheck advance app offering an inexpensive alternative to payday loans and even some cash advance apps. Consider another cash advance option if your employer isnt enrolled. Customer service rep Zachery Marshall was very polite and patient. Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. However, you will pay a fee of up to $1 per day, capped at $5 per month, each time you use the program to make a bank transfer, load your card, pay a bill using your prepaid Visa or use the money for Uber or Amazon. Hi Janel,Thank you for taking the time to write a review about your experience. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Join today. You are about to post a question on finder.com: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 32 East 31st Street, 4th Floor, * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Its available to part-time and full-time salaried workers, as well as hourly workers. Hi Connor,Thank you for taking the time to write a review about your experience. LoanPro. Yes, its legit. We may also receive payment if you click on certain links posted on our site. Latest Reviews. Hi Michell,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. Were required to balance purpose and profit by considering how our decisions affect our workers, customers, and community. Shout-out to Davis for always assisting correctly, answering in timely manner & not giving any run arounds or lies! Is Payactiv safe? Horrible business and customer service. If you get Payactiv through your employer and have a Payactiv Visa Card* with direct deposit, you can access your earned wages at no cost when funds are transferred to the Payactiv Card. If your employer is enrolled with Payactiv, you can pick up your advance in cash at a Walmart Money Center. 1 to 3 days or same-day in some circumstances, Bank account must have at least 60 days of activity, Balance must be above $0 and have an average minimum balance on pay day. Student Loan Forgiveness: Bidens Fresh Start Plan Deemed $34 Billion Success How It Benefits Borrowers, Student Loan Forgiveness: 5 Takeaways From Supreme Court Hearing Day One, country's estimated 7.1 million unbanked households, Access your paycheck up to 2 days early or get a cash advance even sooner, No activation or monthly maintenance fees, Gain financial insights and access to money management tools through the app, Funds up to $250,000 protected through the FDIC-approved Central Bank of Kansas City, Can only access 50% of your net pay as an advance, Some features are only available if your employer is part of the PayActiv EWA program. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Auto, homeowners, and renters insurance services offered through Karma Insurance Services, LLC (CA resident license #0172748). PayActiv is a revolutionary fintech company providing a needed service for many workers who need just a little help getting from paycheck to paycheck. Yes. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. He kept his word n stayed on contact with me. Advertisement AN Angelica reviews US Updated 4 days ago Better with certain agents +18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state. Learn how its rewards program works and see if the card is right for you. Be sure to include your Employer's name, Employee ID, and Mobile number. I apologize for my frustrations with the previous agents, and am greatly appreciative that I was able to get my concern resolved in such an expedient manner. The platform has collectively provided employees with $5B+ in earned wage access. You might also be interested in the following buyer guides: We take our research process seriously and want to make sure we are presenting our readers with the very best solutions in a given. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. Payactiv Review. It's compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). We always try our best to do our job well, and your kind words make it all worthwhile. Compare price, features, and reviews of the software side-by-side to make the best choice for your business. Many borrowers are keeping a close eye on this court hearing, as they could GOBankingRates Best Banks 2023 scores and rankings are objectively determined by our Find her on Twitter, @DawnAllcot. Payactiv is free to use if you sign up for a Payactiv Visa Payroll Card and request a cash advance. We always try our best to do our job well and your kind words make it all worthwhile. information service that aims to provide you with information to help you make better decisions. They don't care at all.. don't use payactive..please don't. Borrow up to $500 with just a few swipes but only for residents of 21 states. When possible, please email us your concern at support@payactiv.com with "App reviews" in the subject line. What Is DiversyFund? PayActiv is the first Early Wage Access program approved by the Consumer Financial Protection Bureau. Thanks to both of them for getting this resolved n the excellent customer service. , Hi Allysa,Thank you for taking the time to write a review about your experience. Hmm, It sounds like youre looking for Customer Support instead of our Sales team. So far weve moved $5B+ in wages to workers, helping save $400M+ in predatory fees and penalties.**. Borrowers may find themselves taking out a second or third loan because they couldn't pay back the first one on time. Additionally, many customers complain about bugs with the Payactiv app, causing unnecessary headaches and problems accessing funds. What stands out about PayActiv is the ability to receive up to 50% of your earned net pay each period as a cash advance. If youre interested in joining PayActiv on your own, youll just need to download the app and create an account with your name, phone number and email. Insurance related services offered through Credit Karma Insurance Services, LLC, which does business in some states as Karma Insurance Services, LLC. :), Very pleasant and understanding respectful and kind .Very tech savvy and was able to take care of my problems with being kicked out of my account almost every single day I've had a hard time with past customer service not understanding what I need help with , but this person was able to remain calm , empathetic,and made sure each situation was fully addressed and resolved. We'd like to turn this around and resolve your issue ASAP. Articulate , very informative , and patient. Beware Dont Use. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. Payactiv is the winner of the Innovative Payments Associations Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Know whats possible to save or spend, get help with budgets, savings, and debtall in the Payactiv App. Have a blessed day. It's been another month and Payactiv card still isn't working. Our team will be in touch ASAP. but Davis M deserves a raise plus more. I'm so grateful to have had the wonderful customer service he was able to provide for me. Couldnt find my employer, took them a half hour to find out they are in fact signed up, then after all that, there is a block on my account. It requires no credit check to access funds, and the amount you can withdraw is based on the pay youve earned. category to category depending on what consumers want from varying products and No loansyour money, in your hands. It goes against our guidelines to offer incentives for reviews. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more. You can make up to three cash advance transactions per pay period. American Express National Bank, Member FDIC, has expanded its offerings with an all-digital checking account known as the American Express Rewards Checking account. :). LoanPro is a core lending software which specializes in the servicing of loans. Hi Lasheka,We sincerely apologize for your negative experience. Great customer service!!! I am not trying to make a purchase just get my money back from a previous purchase that they can see on their system. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Thanks for signing up, we send our newsletter every Tuesday and Thursday! Employees can access their earned wages by ACH bank transfer, real-time transfer to a Payactiv Visa Card, or direct transfer to a bank account. Get company announcements, pick up shifts, and get reminders and alerts from work. :) DC Darius Cohn 1 review US Oct 10, 2022 Mr. Darius Cohn Mr. Ronnie O'Connor made my call to customer service an awesome and pleasant experience. Hi there,Thank you for taking the time to write a review about your experience. View our transaction pricing details. :). Payactivs financial wellness solution allows employees to access up to 90% of their earned wages between paychecks, at no cost to the employer. Hi Bella,Thank you for taking the time to write a review about your experience. Using PayActiv is free for many services, including withdrawing funds from a partnered ATM. Founded in null . Get offers from potential lenders in minutes by filling out just one online form. You can get your paycheck two days in advance but only if you sign up for a Payactiv Visa Prepaid Card. Image: Man sitting in his living room, on the floor in front of his couch, looking at a Cleo cash advance on his mobile phone. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. 2023 Payactiv, Inc. All Rights Reserved. 24 Reviews Visit Website. This is maddening. Payactiv works by partnering with employers to offer advances on their earned wages. But if you find yourself needing to borrow cash against your paycheck regularly, it may be a good idea to take a closer look at your finances and work on making a monthly budget to keep your spending on track. We use dedicated people and clever technology to safeguard our platform. Thanks again Ronnie, Hi Rika,Thank you for taking the time to write a review about your experience. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. And PayActiv comes close, which is why it earned a 4.9 rating in this category. One of our representatives will be reaching out to you shortly to assist you. When possible, please email us your concern at support@payactiv.com with "App reviews" in the subject line.
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